Insurance Plans

At Kentucky State University, we are committed to providing comprehensive insurance and benefits options to support the health, well-being, and financial security of our employees and their families. Below is an overview of the insurance plans and resources available:

Medical Insurance
Our medical insurance plan offers extensive coverage for a variety of healthcare needs, including preventive care, doctor visits, hospital stays, and prescription medications.

Dental Insurance
Take care of your smile with our dental insurance plan, which includes coverage for preventive care, routine cleanings, and more extensive dental procedures.

Vision Insurance
Our vision insurance plan helps cover eye exams, prescription glasses, contact lenses, and other eye care needs.

Flexible Spending Accounts (FSA)
FSAs allow you to set aside pre-tax dollars to cover eligible medical, dental, and vision expenses. This option helps reduce out-of-pocket costs for healthcare services.

Child and Adult Daycare Flexible Spending Accounts
This program provides tax savings for dependent care expenses, including daycare for children and care for dependent adults.

Employee and Dependent Life Insurance
We offer life insurance options for employees and their dependents, providing peace of mind and financial protection for your loved ones.

You can find Plan Details and Monthly Premium Contributions here: 2025 Benefit Guide